banking.niviyotech Learn. Simplify. Empower.

SIP Calculator

Estimate the maturity value of a monthly SIP investment at an assumed rate of return over a chosen tenure.

₹10,000
12%
10 years

Estimated Maturity Value

₹2,323,391

Total Invested

₹1,200,000

Estimated Returns

₹1,123,391

Returns are market-linked and not guaranteed — this uses a constant assumed rate purely for illustration.

Disclaimer: banking.niviyotech.com is an independent educational and informational platform developed by Niviyo Technologies. It is not affiliated with, endorsed by, or operated by the Reserve Bank of India (RBI), Punjab National Bank (PNB), or any government authority. Users should always refer to the latest official notifications, regulations, and guidelines before making financial or business decisions. In case of any conflict, the official notification or regulation shall prevail. Read our content policy.