News & Updates

Insurance Term Insurance vs Health Insurance: Two Different Kinds of Protection Banks commonly cross-sell both term life and health insurance, but the two protect against very different risks. Here is what each actually covers. 23 Jun 2026 · 2 min read Treasury CRR, SLR, and Repo Rate: How RBI's Treasury Tools Affect Bank Liquidity Every bank's treasury desk works within limits set by RBI's CRR, SLR, and repo rate policy. Here is what each tool does and how they connect to a bank's day-to-day liquidity. 19 Jun 2026 · 2 min read Cards Debit Card vs Credit Card: Understanding the Difference Both cards look alike at the point of sale, but one spends your own money and the other extends credit. Here is what that difference means in practice. 18 Jun 2026 · 2 min read DRT Debt Recovery Tribunals: A Faster Forum for Bank Loan Recovery Suits DRTs were set up specifically to speed up recovery suits filed by banks, outside the general civil court system. Here is how the process works and where to appeal. 18 Jun 2026 · 2 min read Investment Common Investment Options Available Through a Bank Beyond fixed deposits, banks are often the entry point to mutual funds, bonds, and government savings schemes like PPF and NPS. Here is a plain overview of the main options. 18 Jun 2026 · 2 min read RBI How to Read an RBI Circular: A Beginner's Roadmap RBI circulars can look dense at first glance. This guide breaks down the typical structure so bankers, students, and businesses can find the parts that actually matter to them. 15 Jun 2026 · 2 min read